Fraley Carlton, MBA, AIF®

Fraley Carlton helps clients by providing independent advice to help them achieve their financial goals.

Fraley serves a diverse clientele of individuals, families, and institutions interested in saving and investing for a secure financial future. She uses a disciplined approach to planning that begins by determining their current financial state and their financial blind spots. After careful analysis, she recommends suitable strategies to build wealth and achieve the client’s goals. After implementing the plan, Fraley institutes an active review process to monitor progress and make any necessary adjustments as clients prepare for and transition through their stages of life. Clients can expect Fraley to build long-term relationships and deliver a high level of service and accessibility, as she works hard to earn and keep their trust as a financial planner and family advisor.

She currently serves on the Raymond James Women’s Advisory Council as well as the Raymond James Practice Management Council. Fraley is proud to have been named to the Forbes Top Women Wealth Advisors list (2020, 2022, 2023, 2024), the Forbes Best-In-State Advisor for Georgia in 2022.

Fraley founded Pentas Wealth Management in 2016 and has more than 20 years of financial service experience. She previously held positions with industry-leading investment firms as a financial advisor as well as a bond and stock analyst. Fraley earned an MBA in Finance from the Collat School of Business and a B.S. in Psychology from Birmingham-Southern College.

Outside of work, Fraley is the mother of two wonderful daughters, currently serves as the Chairwoman of the Colquitt County Arts Foundation, and serves on the boards of the Community Foundation of South Georgia and the Boys and Girls Club of Moultrie/Colquitt County.

The Forbes ranking of America’s Top Women Wealth Advisors Best-In-State, developed by SHOOK research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience, and best practices learned through telephone and in-person interviews. Portfolio performance is not a criterion due to varying client objectives and a lack of audited data. The ranking is based on the period from 2/4/22 to 9/30/22 and was released on 2/01/2023. Research summary (AS of February 2023) 38,314 nominations were received, and approximately 1,700 women won based on thresholds. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be repetitive of an individual”s experience. Neither Raymond James nor any of its financial advisors or RIA firms pay a fee in exchange for this award or ranking. Raymond James is not affiliated with Forbes or Shook Research LLC. Please visit https://www.forbes.com/lists/best-in-state-women-advisor/ for more information.

The Forbes ranking of America’s Top Women Wealth Advisors Best-In-State, developed by SHOOK research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience, and best practices learned through telephone and in-person interviews. Portfolio performance is not a criterion due to varying client objectives and a lack of audited data. The ranking is based on the period from 2/4/22 to 9/30/22 and was released on 2/01/2023. Research summary (AS of February 2023) 38,314 nominations were received, and approximately 1,700 women won based on thresholds. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be repetitive of an individual”s experience. Neither Raymond James nor any of its financial advisors or RIA firms pay a fee in exchange for this award or ranking. Raymond Ames is not affiliated with Forbes or Shook Research LLC. Please visit https://www.forbes.com/lists/best-in-state-women-advisor/ for more information.