In general, people are living longer today. The possibility of going 30 years without a paycheck takes careful planning and disciplined investing. We can help you with every phase of planning for your retirement. During your working years, we’ll develop and monitor a wealth accumulation plan based on your specific goals and objectives. As you approach retirement, we’ll assist you with critical decisions regarding retirement plan options, Social Security, Medicare and tax planning. In addition, transitioning your portfolio allocation from accumulation to distribution as you phase into retirement is a critical process that is often overlooked. Once you are retired, we will determine tax-efficient income and wealth transfer strategies designed to help you in retirement.